[Source:sageinsurance.com]

The key to getting reimbursed quickly on renters insurance claims is documenting your possessions. Documenting the items you own will assist an insurer to reimburse you quickly and you’ll ensure that you don’t forget items on your claim.

Although it may be time-consuming, you’ll need to make a list of everything you own. You might want to break this down by room, with a page (or pages) dedicated to each particular room in your home. If you know how much you paid for each item, include that information on your list – even attach receipts if you can. Once you’ve put it in writing back it up by making a visual record using your video camera or digital camera.

Once you’re all finished store a copy of the records with your insurance papers and make a second copy to keep at another location – perhaps your parents home or at your office.

Be sure to update your lists as necessary. When you purchase a new asset, photograph the item and file the receipt. If you buy or receive an expensive item of jewelry, have it appraised and ask your insurer to schedule it on your policy.

Need more answers on renters’ insurance? Call John B Wright for further information.